Welcome to Market Title
2003 — Founded
Market Title was established to provide exceptional title insurance coverage to homeowners across North Carolina.
Statewide Coverage
We proudly serve homeowners in all 100 North Carolina counties with dedicated local support.
Trusted Partnerships
As agents of Chicago Title, WFG National Title, First American Title, and Stewart Title, we stand behind some of the most secure names in the industry.
Our Commitment
We search for money-saving credits on your premium and find solutions for title issues, keeping every closing seamless.
What Is Title Insurance and Why Do You Need It?
When you buy a home, you aren't just purchasing the physical house—you are also buying the legal right to own the land it sits on. This legal right is called the property's "title." Title insurance is a one-time insurance policy that protects you and your lender from financial loss or legal headaches if someone challenges your legal ownership of the property.
Unlike traditional insurance (like auto or health) that protects you against future accidents, title insurance protects you against hidden past events that happened before you ever bought the home.
The Three Types of Title Insurance
During a real estate closing, you will encounter the following policies.
Lender's Title Insurance
Almost always required by the bank or mortgage company, this policy protects their financial investment in your loan and only covers the amount of your mortgage.
Owner's Title Insurance
An optional but highly recommended policy that protects your financial stake and equity in the home, covering legal fees and financial losses if a problem arises.
Enhanced Owner's Title Insurance
Provides the same protection as the standard Owner's Policy plus many post-policy protections, most importantly Forgery and False Impersonation Protection.
What Does Title Insurance Protect You Against?
Before you close on a home, a NC closing attorney will perform a detailed search of public records to find any problems. However, even the most thorough searches can miss hidden issues. Title insurance steps in to cover common "title defects," such as:
Past debts left by previous owners, such as unpaid property taxes or unpaid contractor bills.
An unknown heir of a previous owner suddenly coming forward to claim they own the property.
Past deeds or documents that were signed by someone using a fake identity or forged signature.
Simple filing mistakes, missing signatures, or recording errors made at the county clerk's office years ago.
Why It's a Smart Investment
- One-Time Payment: There are no monthly premiums. You pay a single fee at closing, and the policy protects you for as long as you or your heirs own the property.
- Peace of Mind: If a claim is made against your home, the title insurance company pays for the legal defense and covers financial losses up to the policy limit.
Why Market Title
Market Title is an industry leader, and we take the job of protecting your homeownership interests seriously.
Our Agency Advantage
As agents of Chicago Title, WFG National Title, First American Title, and Stewart Title, we are part of the largest and most financially secure title companies in the country.
Money Savings
North Carolina title insurance rates are regulated—however, significant savings may be available. We search for and apply any credits available toward your title insurance premium.
Claims Support
When it comes to handling title claims, we will be with you every step of the way. We fully explain the process and stay with you until it is solved.
Attorneys & Paralegals
Put our Agency Advantage to work for you.
As an agent of Chicago Title, WFG National Title, First American Title, and Stewart Title, we work with the brightest minds in the business. Our team is committed to getting you the answers you need quickly.
We can help with:
- Problem Solving and Creative Solutions for Title Issues: Utilizing the best minds in the business, we'll help you find the most secure and simplest solutions to overcome obstacles.
- Prior policy searches—vast databases with a dedicated research team.
- DMV searches for mobile homes—curative solutions and support.
- Ancestry/family histories/inheritance—research and documentation support.
- Special forms library.
- Skip tracing.
- We're fast—we average a 20-minute turnaround time on commitments.
This office is independently owned and operated. Coldwell Banker Real Estate LLC has no involvement in and does not endorse or otherwise sponsor Cartus or The Realty Alliance.
These companies are not affiliated with Coldwell Banker Real Estate, LLC and are independently operated from Howard Perry and Walston Realty, Inc. and Coldwell Banker Real Estate, LLC.